We are looking for a professional Credit Analyst to determine our customers' creditworthiness. You will analyze financial data to assess the likelihood of a borrower honoring their financial obligations.
Responsibilities
Assess credit worthiness of existing or prospective clients
Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)
Complete ratio, trend and cash flow analyses and create projections
Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
Determine in depth the degree of risk involved
Carefully analyse data and produce clear and objective reports
Routinely monitor loans for compliance
Adhere to credit policy and guidelines
Monitor corporate portfolio asset quality on an ongoing basis
Draft models of credit information that predict trends
The median wage is the salary of a given occupation where half the workers earn more than that amount, and half earn less. This information is presented on job postings to help job seekers determine how the salary compares to the amount earned by other workers working the same job. Job Bank preferred indicating the median wage, which is less affected by extremely high or low wages, rather than the average wage which is calculated by adding up all the salaries of a group of people and then dividing that total by the number of people.