credit analyst
Title posted on CareerBeacon -
Senior Credit Analyst
Posted on
June 20, 2024
by
Employer details
TD Bank
Job details
Work Location:Toronto, Ontario, CanadaHours:37.5Line of Business:Credit ManagementPay Details:We're committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.Job Description:Department Overview (CNA)The Commercial National Accounts (CNA) technology banking team provides dedicated relationship and credit coverage to technology companies across all industries and stages.The group helps innovative companies access the capital they need to fuel their growth. The group consists of senior commercial banking professionals who combine specific industry knowledge and extensive deal structuring experience to offer a full suite of customized credit and cash management solutions to meet the complex needs of our clients.Job DescriptionThis is an exciting opportunity within the CNA group within Commercial Banking focusing specifically on the innovation ecosystem. You'll mentor with a team of experts responsible for providing financial solutions for clients with complex and diverse credit requirements.CUSTOMER· Continually deliver exceptional customer service at every interaction and execute on plans to con tinuously improve the customer experience· Lead all aspects of relationship management for an assigned portfolio· Act as a confident business banker expected to meet the needs of customers by providing creative products/solutions· Actively use sales platforms to build a robust understanding of our customers/target needs, industries, and markets· Understand customer's operating environment, structure unique financing, cash management and overall business needs to add value to the customer· Possess and constantly build deep expert knowledge of the market, customers, and broader economic factors· Develop and maintain centre of influence strategies and relationships· Identify customer/prospect referral opportunities to internal Bank partners that meet customer needs· Enhance TDBG brand by participating in networking eventsSHAREHOLDER· Develop / implement sales strategies to proactively attract, acquire and retain customers / business development opportunities and referrals, to increase profitability and enable business growth, in line with risk profile of the customer· Build new relationships and deepen existing customer relationships by consistently following the Business Banking Relationship Methodology (BBRM).· Promote and offer full suite of products, sales, services and banking capabilities· Meet or exceed business targets· Negotiate to maximize profitability of relationships with existing customers based on the customer risk profile.· Contribute to credit applications with a high quality of risk assessment, credit structure, due diligence, and credit presentation· Oversee the management of accounts to ensure they are appropriately monitored and remain within guidelines and assigned limits.· Understand the market and the industries within the portfolio to ensure value added service is provided to clients while mitigating risk to the Bank· Actively refer to other business partners both within Business Banking and across TDBG and respond effectively to reciprocal referrals· Protect the interests of the organization ? identify and manage risks, and escalate non-standard, high risk transactions / activities as necessary· Ensure compliance with regulatory and operational risk requirements· Assume responsibility to minimize operational and regulatory risk by complying with Bank and industry Code of Conduct· Develop a productive relationship with external partners as means to identify new business opportunitiesEMPLOYEE / TEAM· Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues· Provide thought leadership and/ or industry know
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LocationToronto, ON
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SalaryNot available
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Terms of employment
Full time
- Start date
Starts as soon as possible
- vacancies
1 vacancy
- Source
CareerBeacon
#2083132
Advertised until
2024-07-19
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